Part of being organised is living within our means. Staying out of consumer debt allows you to live stress free. And by living debt-free and avoiding credit card interest, you’ll actually achieve more financially.
What better time than right now at the start of the new financial year in Australia to set up a budget to help you stay in the black?
To help you get started I’ve found some online resources.
savingsguide.com.au has great articles about saving budget, lots of tips, a forum and newsletter, all designed to help you save money.
The Commonwealth Bank brings you a budget planner which could be good starter.
understandingmoney.gov.au is brought to you by the Australian Government and gives you a really workable budget spreadsheet to use as your own.
So good luck with that budget. I’ll be setting mine for the new financial year too.